I'm turning 65

Does turning 65 qualify me for a Special Enrollment Period?

Turning 65 opens your Medicare Initial Enrollment Period: the seven-month window covering the three months before your birthday month, your birthday month, and the three months after. If you keep working past 65 and later leave employer coverage, that triggers a Special Enrollment Period to join Part B and a Part D or Medicare Advantage plan without late penalties. We time the paperwork so there is never a coverage gap, and review whether a Medicare Advantage plan or Original Medicare with a supplement fits your doctors and prescriptions.

Read the turning 65 guide →