I had a baby or my family grew

Do I need to update my coverage and life insurance for a new child?

Birth, adoption, or foster placement opens a 60-day Special Enrollment Period, and coverage for the child can be backdated to the date of birth or placement so early pediatric care is covered. Adding a dependent changes household size, which often increases the savings you qualify for. This is also the most common moment families buy life insurance: term coverage sized to replace income through the years your child depends on you is inexpensive when purchased young, and can be paired with a small policy on a non-working spouse.

Read the new baby guide →