I just got married

Does getting married qualify me for a Special Enrollment Period?

Marriage is a qualifying life event. You have 60 days from your wedding date to enroll in a new marketplace plan, add your spouse to an existing plan, or compare both employer options side by side. Because household income and household size both change, your subsidy eligibility usually changes too, so it is worth re-pricing coverage rather than defaulting to one spouse's plan. It is also the natural moment to put life insurance in place: once someone depends on your income, a level term policy locks in low rates while you are young and healthy.

Read the newlyweds guide →