Scudo Benefits GroupSpecial Enrollment Period check
Is your enrollment window still open?
20%
SEP eligibility check: 20% complete
Step 1 of 5
Check Your SEP Eligibility
Three questions, about thirty seconds, and you'll know where you stand.
Open Enrollment is the once-a-year window when anyone can pick a health plan. For 2027 coverage it starts November 1.
A Special Enrollment Period, or SEP, is a private door that opens when life changes — a marriage, a baby, a move, coverage ending. Most people get 60 days from the date of that change to enroll, and it can happen any time of year.
Did you know most people who miss out never realized they had a window at all? This tool tells you whether yours is still open. It doesn't enroll you in anything, and a licensed agent confirms every answer.